Exeter Finance is a premier auto finance company that offers customized financing solutions for individuals and dealerships. With a strong focus on customer service and innovative technology, Exeter Finance provides an exceptional experience for borrowers. Their commitment to transparent and responsible lending has earned them a reputation as a trusted partner in the automotive industry. Whether you’re buying a car or looking for financing options, Exeter Finance is committed to helping you achieve your goals.
Exeter Finance is a leading provider of automotive financial solutions, but what sets them apart is their commitment to customer satisfaction. With a strong focus on personalized service and innovative technology, Exeter Finance has quickly become a trusted partner for consumers and dealerships alike.
With a rich history spanning over a decade, Exeter Finance has established itself as a reliable and flexible lender in the automotive industry. They understand the unique needs of their customers and offer tailored financial solutions that fit their individual circumstances. In fact, Exeter Finance has helped millions of people across the country secure auto loans, enabling them to achieve their dreams of owning a car.
Source: financestrategists.comSource: fws.gov
Understanding Exeter Finance
Exeter Finance is a financial company that specializes in providing auto loans to individuals with subprime credit. Subprime credit refers to borrowers who have a lower credit score, usually below 620 and are considered higher risk by traditional lenders. Exeter Finance fills the gap by offering car loans to individuals who may not qualify for loans from banks or other financial institutions.
The company was founded in 2006 and is headquartered in Irving, Texas. Exeter Finance partners with auto dealerships across the United States, providing them with the financing options needed to sell vehicles to customers with subprime credit. They offer a range of loan programs tailored to different credit profiles, aiming to help individuals with challenging credit situations get back on the road.
Exeter Finance operates with a mission to provide borrowers with access to affordable financing solutions while maintaining a high level of customer service. Their goal is to make the car buying process easier for individuals who may have faced challenges in the past. By offering flexible loan terms and competitive rates, Exeter Finance aims to empower its customers and support their journey towards financial stability.
The Services Offered by Exeter Finance
Exeter Finance provides a range of services to both borrowers and auto dealerships. For borrowers, their main service is offering auto loans specifically designed for individuals with subprime credit. They understand that past financial difficulties should not dictate a person’s future, and they work to provide financing options that are accessible and affordable.
To accomplish this, Exeter Finance employs a team of professionals who specialize in working with individuals of varying credit profiles. They assess each borrower’s unique situation and work to find a loan program that meets their specific needs. The company also offers an online portal, allowing borrowers to easily manage their loan accounts, make payments, and access other important information.
For auto dealerships, Exeter Finance provides financing options that allow them to expand their customer base and sell vehicles to individuals who may not qualify for traditional loans. By partnering with Exeter Finance, dealerships can offer their customers a wider range of financing options, ultimately increasing sales and customer satisfaction. Exeter Finance provides support to dealerships through their personalized service and dedicated team, ensuring a seamless and efficient financing process for both the dealer and the customer.
Loan Programs for Borrowers
Exeter Finance offers various loan programs tailored to borrowers with different credit profiles. These loan programs include:
- Standard Term Loans: These loans have fixed repayment terms, typically ranging from 24 to 72 months. Borrowers make regular monthly payments until the loan is fully repaid.
- Flexible Payment Loans: These loans offer borrowers the flexibility to make smaller, more manageable payments in the early months of the loan term, gradually increasing the payment amount over time.
- Deferred Payment Loans: With deferred payment loans, borrowers have the option to delay their first payment for a specified period, giving them some financial breathing room in the early stages of the loan.
- Dealer Referral Program: Exeter Finance also offers a dealer referral program, allowing borrowers to access their financing services through their preferred auto dealership.
Benefits and Requirements of Exeter Finance Loans
Exeter Finance loans come with several benefits and requirements for borrowers:
- Fast Approval Process: Exeter Finance aims to provide borrowers with a fast and efficient loan approval process, typically providing a decision within minutes.
- Flexible Loan Terms: Borrowers can choose loan terms that suit their financial situation, including loan lengths ranging from 24 to 72 months.
- Competitive Rates: Exeter Finance offers competitive interest rates on their loans, ensuring borrowers can access financing options that are affordable and manageable.
- Lower Credit Requirements: Unlike traditional lenders, Exeter Finance considers borrowers with subprime credit scores, giving individuals with past credit challenges an opportunity to secure financing.
Working with Exeter Finance
To start the process of working with Exeter Finance, borrowers can visit the company’s website or contact them directly. The application process is straightforward and typically involves providing personal and financial information, as well as details about the vehicle being financed. Once the application is submitted, Exeter Finance reviews the information and determines the loan options available to the borrower.
If approved, the borrower can proceed with the loan agreement and begin making payments as outlined in the loan terms. Exeter Finance offers various convenient payment options, including online payments, phone payments, and mail-in payments. Borrowers can access their loan account information and make payments through the Exeter Finance online portal.
In case of any issues or questions, Exeter Finance has a dedicated customer service team available to assist borrowers. They can provide information about loan balances, due dates, and payment options, and address any concerns or inquiries.
Exeter Finance: Empowering Borrowers
Exeter Finance plays a crucial role in the financial industry by providing access to auto loans for individuals with subprime credit. Their specialized loan programs and focus on customer service set them apart from traditional lenders. By understanding the unique challenges faced by borrowers with lower credit scores, Exeter Finance aims to empower individuals to secure reliable transportation and improve their creditworthiness.
Their commitment to helping borrowers rebuild their credit and regain financial stability is evident in their flexible loan options, personalized service, and dedication to customer satisfaction. Exeter Finance recognizes that everyone deserves an opportunity to move forward, regardless of their past financial difficulties, and they work diligently to provide the support needed to achieve that goal.
|Number of Borrowers Helped
|Loan Approval Process
|Flexible, 24-72 months
|Online, Phone, Mail-in
To learn more about Exeter Finance and its services, you can visit Exeter Finance Reviews to read about individuals’ experiences with the company and how it has helped them secure financing despite their credit challenges.
- Exeter Finance is a financial company that specializes in auto loans.
- The company provides financing options for customers with less-than-perfect credit.
- Exeter Finance offers competitive interest rates and flexible repayment terms.
- Customers can apply for a loan online or through participating dealerships.
- Exeter Finance has a strong reputation for customer service and support.
Frequently Asked Questions
Exeter Finance is a company that provides auto loans to customers across the United States. With a focus on helping individuals with less-than-perfect credit, Exeter Finance offers financing solutions to help people purchase the vehicle they need. If you have questions about Exeter Finance, check out the FAQs below for more information.
1. How can I apply for an auto loan with Exeter Finance?
To apply for an auto loan with Exeter Finance, you can visit their website and fill out an online application. The process is simple and straightforward, allowing you to provide your personal and financial information. Once you submit your application, the Exeter Finance team will review your information and determine your eligibility for a loan.
If you prefer, you can also apply for a loan by calling Exeter Finance directly. They have a team of loan specialists who can assist you with the application process over the phone. Regardless of the application method you choose, Exeter Finance aims to provide a quick and convenient loan application experience.
2. What are the requirements to qualify for an auto loan with Exeter Finance?
Exeter Finance has certain requirements that applicants must meet to qualify for an auto loan. While these requirements may vary depending on your specific situation, there are some common criteria:
– A valid driver’s license
– Proof of income
– Proof of residence
– A down payment (the amount may vary based on the loan terms)
– A willingness to repay the loan on time
If you meet these basic requirements, you have a good chance of qualifying for an auto loan with Exeter Finance. However, it’s always best to check their website or contact their customer service for the most up-to-date information regarding eligibility criteria.
3. How long does it take to get a decision on my loan application?
The decision on your loan application from Exeter Finance can vary based on several factors. In most cases, Exeter Finance aims to provide a decision within a few business days. However, the actual time may depend on the completeness of your application, the volume of applications being processed, and other variables.
If you are eager to receive a decision on your loan application, it’s best to ensure all required documents and information are provided accurately and completely. This will help expedite the review process and increase your chances of receiving a prompt decision from Exeter Finance.
4. Can I make payments online for my Exeter Finance auto loan?
Yes, Exeter Finance provides an online portal for borrowers to make payments conveniently. Once you are approved for an auto loan with Exeter Finance, you will receive information on how to access their online payment portal. Through this portal, you can set up automatic payments, make one-time payments, view your payment history, and more.
Making payments online is a convenient option that allows you to manage your loan repayment easily. If you have any questions or need assistance with the online payment process, you can reach out to Exeter Finance’s customer service for guidance.
5. What do I do if I’m having trouble making payments on my Exeter Finance auto loan?
If you find yourself facing financial difficulties and are unable to make payments on your Exeter Finance auto loan, it’s crucial to take action promptly. The first step is to contact Exeter Finance’s customer service and explain your situation. They may be able to work with you to find a solution that fits your circumstances.
Exeter Finance understands that unforeseen circumstances can arise, and they are committed to assisting their customers whenever possible. They may be able to offer options such as loan deferment or loan modification to help you navigate through challenging times. However, it’s vital to communicate your difficulties and seek assistance early to explore the available alternatives.
Exeter Finance is a reputable company offering financial services to individuals and businesses.
They provide loans and leasing options, helping people finance their car purchases or investments in equipment.
Exeter Finance is known for its competitive interest rates and flexibility in repayment terms.
The company aims to make the financing process simple and convenient for its customers.
With their online platform, customers can easily apply for loans and manage their accounts.
Exeter Finance is committed to providing excellent customer service and ensuring customer satisfaction.
As a trusted financial partner, Exeter Finance helps individuals and businesses achieve their goals.
Whether you’re buying a car or expanding your business, Exeter Finance is here to help you with your financial needs.
Explore their services today and experience their dedication to financial well-being.
Remember, Exeter Finance is the partner you can rely on when it comes to financial solutions.